Who Needs Specialty Auto Insurance Coverage?

When it comes to auto insurance, most drivers opt for standard coverage, which typically includes liability, collision, and comprehensive protection. However, specialty auto insurance coverage may help address unique needs or provide enhanced protection.

Your agent may recommend specialty auto insurance in numerous situations, including the following:

• Classic and antique cars often require more than just standard coverage. These vehicles may have financial and sentimental worth. They may also have unique repair and restoration needs. Specialty insurance for classic or antique cars typically offers agreed value coverage and coverage for restoration costs to help protect your investment.

• Modified or customized vehicles, such as those with high-end aftermarket parts, performance enhancements or custom paint jobs may require specialized insurance coverage for parts and modifications not typically covered by a standard auto insurance policy.

• Recreational vehicles (RVs) and motorhomes are often used as homes on wheels, requiring specialized coverage, including protection for both the vehicle and its living quarters. RV insurance may help cover appliances, personal belongings and structural damage.

• High-risk drivers, including those with a history of accidents, traffic violations or other high-risk factors, may find it challenging to get coverage through standard providers. High-risk or non-standard insurance may be necessary to meet the state’s minimum insurance requirements.

Contact Us for Specialty Auto Insurance Coverage in Dallas, TX

Specialty auto insurance coverage addresses specific needs and provides enhanced protection for unique situations. Contact Atlas Insurance Services in Dallas, Texas, to determine if specialty coverage is right for you. Our agents can provide personalized specialty auto insurance quotes.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.